Wrong loan reflecting against me ?

asked Oct 4, 2015 in Others by Kamal

Dear Team, My Name is kamal Bordoloi, Since I have not taken any loan from any organisation till now but in cibil report a loan of commercial vehicle reflect with an outstanding of Rs.125947 and an overdue of Rs.8451 which is totally wrong. For which reason my car loan at Bank is rejected. My Personal Details:- NAME : SHRI KAMAL BORDOLOI DOB: 31-10-1986 Based on my data, Request you to kindly check the same and clear the unnessasary loan against me and also the client to whom actually loan is given.,

1 Answer

answered Oct 4, 2015 by Raja

Dear Kamal

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers to provide guidance for resolution of any complain/query in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

The data in CIBIL could pertain to another borrower, probably with similar details. The other possibility could be that someone might have impersonated you and obtained a loan. The recourse for you is to obtain the loan details from CIBIL, approach the respective Bank / Financial Institution to understand, who really availed the loan in your name. Thereafter, should take up with the Bank/FI to clear your name and credentials from CIBIL.

RAJA