I have not took the loan but my cibil rate enter in my states so cancel be wrong loan ?

asked Dec 21, 2015 in Others by Manju

I Have not took the loan But my cibil rate enter in my states so cancel be wrong loan I Am so Confused and and had a problem of due to mis data enter Opened 05/10/2004 Sanctioned Rs .1, 00, 000 Current Balance -94, 903 Reported and certified - 31-03-2005 PMT Hist Start 01/03/2005 PMT Hist End 01-03-2005 I dont no this loan please cancel be wrong loan

1 Answer

answered Dec 26, 2015 by Raja

Dear Manju

At the outset, let me clarify that this site is designed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

Your email is extremely confusing and not conveying the problem in sequence. I assume that probably due to an outstanding loan, your CIBIL status is effected. You stated that some loan balance is still existing, which you supposedly has not availed. In such a case, you should be approaching the bank, speak to them, try to get a clarification regarding the loan liability and then take up the score update with CIBIL. Getting in touch with the bank, where you are being shown as a defaulter is very essential.

RAJA