BankingComplaint - A ONE STOP Platform to get answers from the BEST of Industry GURUS | We are in Beta - Will be Fully functional soon

Hello,My ICICI Saving account has been put on |Can a Branch manager debit amount from your saving account to loan account without intimation |ATM Pin is not received |Still i am not get my refund from bank side |Non receipt of Pension in my account |FRAUD PERSONAL LOAN |I send a imps but mistakely a/c no was wrong.how to return my imps in my account |What custom essay writing services can I trust my assignment |I have an sallary Account in icici bank and I have transferred |smab charge deducted without information |Money stolen online from my saving account in icici bank gurgaon |Help Please Refund the Money |What's the benefit of Demonetisation process? |Bajaj Finance Services | Loan |IMPS Fund Transfer |Mobile Banking ( IMPS via Mobile ) |New 500 Rs is fake or not |New 2000 Rs Note is fake |CDM error, how to resolve? |Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |

Amount got deducted without my knowledge?

0 votes
23 views
asked Mar 4, 2016 in Others by Gopal Sagar

On 2nd of March, my bank passbook shows approx 50000 amount got deducted with multiple
transactions. on 2nd march 1000 shows deposited automatically, on 4th of March, 5000 shows deposited automatically, to investigate further, i reached to bank, however bank asked to contact police department, and police asked to contact bank. as its bank matter. being a responsible citizen of this country, i dont want to encourage such suspicious practice, there should be investigation, who and why its happening., looking for positive response from your end.
Regards, 
Gopal Sagar

1 Answer

0 votes
answered Mar 8, 2016 by Raja
Dear Gopal

At the outset, let me clarify that this site is designed and managed by a group of Senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

The multiple debit transactions, based on your communication, seem to be fraudulent and might have gone through successfully, based on input of your security credentials, assuming the transactions to be online.  It is also presumed that you have not gone for 'Mobile Alerts', since you came to know about the transactions based on entries in the passbook.  The suggestion of the bank for a police complaint / FIR is is correct, since the transactions are stated to be fraudulent and not done by you.  However, this would not absolve the bank from their responsibility of conducting an internal investigation.  You should be submitting a written complaint to the bank, seeking clarification of the disputed transactions and reversal, while filing a police complaint simultaneously.  

RAJA

Related questions

0 votes
1 answer 15 views
0 votes
1 answer 21 views
0 votes
1 answer 44 views
0 votes
1 answer 44 views
0 votes
1 answer 25 views
Ask a question

Privacy: Your email address will only be used for sending these notifications.

Source-Indian Bank Association
Source-Indian Bank Association
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association

Banking Questions Answered by RBI
...