BankingComplaint - A ONE STOP Platform to get answers from the BEST of Industry GURUS | We are in Beta - Will be Fully functional soon

Hello,My ICICI Saving account has been put on |Can a Branch manager debit amount from your saving account to loan account without intimation |ATM Pin is not received |Still i am not get my refund from bank side |Non receipt of Pension in my account |FRAUD PERSONAL LOAN |I send a imps but mistakely a/c no was wrong.how to return my imps in my account |What custom essay writing services can I trust my assignment |I have an sallary Account in icici bank and I have transferred |smab charge deducted without information |Money stolen online from my saving account in icici bank gurgaon |Help Please Refund the Money |What's the benefit of Demonetisation process? |Bajaj Finance Services | Loan |IMPS Fund Transfer |Mobile Banking ( IMPS via Mobile ) |New 500 Rs is fake or not |New 2000 Rs Note is fake |CDM error, how to resolve? |Please help me to understand what is DD |They do not issue D D without Account |Logged a Complain with RBI regarding Fraud |Mis Behave And Abusing Me |Cheque Clearing Amount Diffrence |

ECS Return Charge?

0 votes
21 views
asked May 16, 2016 in Others by Jalpesh Thakkar

Dear Sir, From last 17 years I have Salary account in your bank. I use ESC facilities on every 28th for LIC premium. On every 28th my LIC premium debited through ECS for Rs. 5375/-. (16ECS) On 28th Feb 2016, due to some social problem I could not maintain above balance. As a result your bank has charge Rs.12187/- as ECS Return Charge. I have already given request letter in Law Garden Branch & three times visited to solve this issue, but till it is pending. Its my humble request to return amount, so I can manage my son's fees of 12th Science. Hope you understand the situation & co-operate.
Regards, 
JALPESH THAKKER

1 Answer

0 votes
answered May 23, 2016 by Mohan
Dear Jalpesh,

At the outset, let me clarify that this site is designed by a group of senior Banking Professionals to assist Bank Customers at large to provide guidance for resolution of any complain/query/grievance in respect of financial services. This site does not belong to any Bank or a regulator, which may please be noted.

Your claim that your bank recovered  Rs.12187/- towards ECS return charges  for a single default of Rs.5375/- on 28th February 2016 does not seem to convey the correct picture for any meaningful guidance. If you have taken the particular Life Policy through any agent or if you know any LIC agent  in your friends circle, approach him to know the factual position with regard to arrears including late fee etc and settle directly with LIC. Your Bank has nothing to do with this process.

As far as the recovery of Rs.12187/- I suggest you to please visit your branch to ascertain the details and settle across the table.

Regards

 

J R Mohandas

Related questions

0 votes
1 answer 159 views
0 votes
1 answer 35 views
asked Oct 29, 2015 in Others by Vimal
0 votes
1 answer 56 views
0 votes
1 answer 94 views
asked May 26, 2016 in Others by Jalpesh Thakker
0 votes
1 answer 24 views
Ask a question

Privacy: Your email address will only be used for sending these notifications.

Source-Indian Bank Association
Source-Indian Bank Association
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association
iba
Source-Indian Bank Association

Banking Questions Answered by RBI
...